Best CrossFit Pittsburgh

A Recipe for Safe Crossfit

They say that successful businesses fill a gap that was missing at the time of opening.  When I opened Industrial Athletics in 2013, I was trying to fill the gap of a safe CrossFit in the city of Pittsburgh.  I wanted to show the Pittsburgh community, and the CrossFit Pittsburgh community, that there was a smart and safe way to do CrossFit that would actually make you stronger and able to handle harder challenges for a longer period of time.  Through Industrial Athletics, I was able to carry out the purpose of trying to make better Pittsburghers. At the time I opened, there was a gap in the rest of the CrossFit Pittsburgh community following the proper progression to teach CrossFit to the general public.  It was frustrating for me because when one attends the basic CrossFit Trainer course, CrossFit actually teaches you the proper progression. It’s like coaches came back from the Level 1 Seminar, forgot what they were taught, and throw new members into CrossFit classes without bothering to teach anything from a basic air squat to a complex clean and jerk.

So, when I opened, I set a rule that no one was allowed to enter one of our CrossFit classes until he or she completed a proper CrossFit introduction course.   We call ours the Fundamentals Program. In that Program, we follow the proper progression of Mechanics, Consistency, Intensity. To do CrossFit safely for a long time, you have to be taught the proper way to do the movement (mechanics); you have to be able to reproduce proper movement multiple times (consistency); and only then can you add weight, speed, time, etc. (Intensity).

CrossFit Pittsburgh
CrossFit Pittsburgh

Proper mechanics are exactly what they sound like, the proper way to do something like an air squat.  Getting your feet in the correct position, shifting your weight to the correct area of your feet, driving back first with your hips, squatting to below parallel (or your end range), and standing to full extension.  Even a basic air squat can become detrimental to your joints if it is done improperly. We start you with basic movements that almost anyone can do (without physical limitations). We require proficiency with those basic movements before moving onto more complex movements.

Proficiency may come in the form of Consistency.  Consistency is the name of the game in just about anything you do.  It isn’t helpful to get something right once. You have to be able to get it right over and over and over again.  In CrossFit, we do a lot of different kinds of workouts. Once workout might require you to do a lot of repetitions of one movement.  You need to be able to move the same on rep one as you do on rep twenty-one. After we teach you do the movement properly, we have to see you do it a few times to make sure it looks great every time.  We even come back to review all of the movements multiple times in the Fundamentals Program.

Once you are able to perform a movement with consistent good mechanics, only then should you start to add intensity.  Intensity is the secret sauce to CrossFit and comes in many different forms. You might start to speed up your pushups to do more in a shorter period of time.  You may add reps to go for a longer period of time. You may even add weight to some of your lifts, like a deadlift. Good CrossFit Pittsburgh gyms will monitor athletes at all times to make sure that intensity doesn’t kill those consistent mechanics.  We often stop our athletes and remind them how to move properly. We start this in the controlled Fundamentals Program environment and continue it into our regular CrossFit class. Those who get hurt in CrossFit, and give us a bad name, try to add this element of intensity before worrying about consistent proper movement.

When you are looking for a CrossFit Pittsburgh gym, be sure to ask them about teaching you the proper mechanics first, how that gym will make sure you are consistent, and when it is appropriate for you to add intensity.  That is the recipe that makes CrossFit safe.

 

Source By:- https://www.industrial-athletics.com/a-recipe-for-safe-crossfit/

personal trainer allentown pa

Hiring the Right Personal Trainer Allentown PA for You!

Hiring a personal trainer Allentown pa could be the best decision you ever you make to benefit your fitness and health goals. Want to lose weight? Build more muscle? Improve performance? Then hire a personal trainer Allentown pa or coach to help you achieve your goals. However, many fitness facilities and gyms are packed with PT’s, so making picking the right one to ensure you get the results you want can sometimes be challenging. Like any investment you want to make sure you get the most bang for your buck. Here are some tips to help you pick the right personal trainer Allentown pa for you and your goals.

Do your research. After finding a personal trainer Allentown pa, don’t commit straight away. They may impress you with the way they present themselves but go that little bit further and ask to speak to their existing and previous clients. A little research will help you come to decision quickly and ensure you are not wasting your time and money with a low level trainer. You want a trainer to be committed to your individual goals so pick one that shows passion and has proven results with their clients. Many PT’s have different approaches to fitness and diet, so choosing the right one to suit you is essential. A good PT is one that is passionate about their work as a professional in their field and has the ability to take pride in their clients’ results.

personal trainer allentown pa

Ask to see their credentials. You never know in this day and age whether somebody is fully qualified in their chosen field of work. Ensure that they have passed the relevant qualifications in order to train you for your desired goals. You can also conduct your own research on this point. If they are qualified they will be registered with an organisation and can be found easily using the web.

If you have a specific goal in mind, choose a trainer that specialises in that field. For example weight loss. If you are looking to lose weight, many personal trainer Allentown pa advertise themselves as a ‘Weight Loss Specialist’.

If you are already a member of a gym that has in house personal trainer Allentown pa, why not take some time to watch their sessions? Many workout areas are set up in the open so it is easy to observe a training session. Pay attention to the trainer’s work ethic. Look out for the ease of interaction between trainer and client.

Many trainers these days offer a free consultation, or a ‘taster session’. Take advantage of this. This way after doing your research and contacted existing clients, this is your chance to see for yourself whether or not this trainer could be the one for you.

Be honest with your trainer. He/she will ask you specific questions about your training. If you usually train just once a week, that’s fine, but don’t lie and tell your trainer you pound the treadmill at least three times a week. This is a big no, no! How can they devise a training program to suit you and your goals if you are not honest about your current fitness levels and lifestyle. Trainers are here to help you so trust them.

Results won’t come over night. You must recognise this and remain patient. To give your trainer a fair assessment allow 6-8 weeks if possible before judging them and their services.

Many people like to learn from their personal trainer Allentown pa as they get fit during sessions. There are others who just follow direction and do not want to question why. Make sure your trainer matches your type of personality. For instance, if you want to chat and learn the whole time, fine… Just choose a trainer who likes to teach and talk at the same time.

STOP MISSING YOUR GYM SESSIONS. FOLLOW THESE STEPS

STOP MISSING YOUR GYM SESSIONS. FOLLOW THESE STEPS

Your gym membership can be the best investment in your long-term health – or the easiest way to burn your hard-earned cash on a monthly basis.

If you started the year with the good intentions of a new gym membership and have found yourself missing countless sessions, you are certainly not alone!

According to a study conducted by Banana Moon fitness clothing brand, “Brits waste a staggering £558m a year on unused gym memberships – with more than one in 10 people saying they hadn’t stepped foot inside their gym for a whole year.

By following these 5 simple steps, you can ensure that your hard-earned pounds are utilised for the betterment of your health, and not a donation to your local health facility.

1. DETERMINE WHEN YOU CAN CONSISTENTLY COMMIT

The first step to becoming consistent in your gym training is to look at your schedule and determine when you can REALISTICALLY commit to training on a weekly basis.

By being honest with yourself and starting conservatively, you can develop a habit that you can stick to, as opposed to trying to achieve an unrealistic goal, failing, and giving up.

Whether you are a morning person or not, the most important tip in maintaining consistent training is to make the appointment, and then keep it.

Personal Trainer Balham

If you consistently block out the time for 90 days (based on the previous examination of your schedule, and commitment to a realistic amount of training each week), you will be in a much better position to keep to the regime and reap the benefits.

2. RE-FUEL

Do you schedule your gym visits towards the end of the day? After a long day at work, it’s not too surprising that your energy levels may be flagging. Re-fuelling on a balanced snack (including protein, good fats and carbohydrate) before you take off for the gym, will help you to feel re-energised. Re-fuelling will also help you to get the most out of your training session.

Working out first thing in the morning? A fasted training session is usually fine if you’re working out for 60 minutes or less. However, if you find yourself feeling low in energy on a fasted workout, once again, a small balanced snack will benefit you. Click here for 5 healthy snack options that can be prepared super fast.

3. CHOOSE A GYM CLOSE TO YOUR HOME OR OFFICE

At the heart of a consistent gym routine is convenience, so choose a place that is close to you (either home or office).

If a place is convenient for you, you are more inclined to visit, so by actively locating a place nearby you are increasing your opportunities for developing a positive habit of visiting.

4. CHOOSE EXERCISE YOU ENJOY

At this point it’s important to ask yourself ‘do I like to exercise in a gym?’ People may understand the value of training but force themselves to go to a gym when this may not be the right answer.

There’s no shame in saying that you don’t like the gym – some days I don’t like it either. The key is to keep active on a regular basis by doing things you enjoy, because you are more inclined to stick at those.

So figure out what you like and follow through with that.

5.  TRAIN WITH A PARTNER WITH A SIMILAR SCHEDULE

You are 40% more likely to stick to a fitness regime if you train with a ‘fitness buddy’. The key is to find a training partner with a similar schedule to you, as this makes the training timing easier to coordinate.

When you train with someone you are more likely to stick to the training, as well as being more accountable and more motivated to push yourself. Personal Trainer Balham buddies are lurking everywhere – you may even have one behind you right now…

Article Source: https://www.fittolast.co.uk/blog/3152/stop-missing-your-gym-sessions-follow-these-steps/

NO EXCUSES! HIT THE GYM!

According to the World Health Organization, the recommendation to participate in at least 150 minutes of moderate exercise a week has been considered insufficient. While all adults, even those over the age of 65, should strive to attain the weekly goal of 150 minutes, health specialists argue that individual goals must be realistic, taking into account possible physical limitations and established patterns of inactivity. Ultimately, you should be moving all the time: which is what the body was made to do. A number of studies have highlighted that it isn’t the failure to exercise that is the greatest risk to our health, but rather the fact we move very little throughout our daily lives.

If you really think about it, we probably spend a lot of time on our mobile phones and in front of our computers, at work, at home, through our transition of travel and even during our exercises. We don’t really notice the difference, because we have become so accustomed to these subtleties to our routines. We are pretty much dependent on them.

HOW CAN WE FIX THIS?

1. SET A REALISTIC GOAL FOR YOURSELF.

Make the time to do sixty minutes of exercise every day, of exercise, whether it is going for a walk or a quick bout in the gyms in Richmond BC, a simple outdoor or home exercise, the point is to move. Whether it be walking up stairs, or biking to work, everything counts!

gyms in richmond bc

2. IS SIXTY MINUTES TOO MUCH? HOW ABOUT TWENTY?

Twenty minutes of moderate to high intensity exercise. These small bursts are beneficial for the body. It’s better to start-off small, then slowly increase the intensity, and your capabilities, little by little every single day. It can be anything from sprinting intervals or hitting the battle ropes, just remember it shouldn’t feel like a breeze.

3. PLAN AHEAD.

If you find yourself constantly buckled down at work, put aside an hour before or after work to have a short but efficient workout. It helps if you know what exercises you are doing ahead of time.

4. QUIT MAKING EXCUSES.

There is 24 hours in a day, if you can’t find even 30 minutes, let alone an hour, then maybe it’s time to re-evaluate your priorities. Do you want to change your lifestyle? If you do you have to commit to it.

5. CONSULT WITH OUR SPECIALIST AT CRUX FITNESS.

We can help you plan out your exercise routine and advise you on the best regiment catered to you. Let us help with your fitness and you can rest at ease knowing we can deliver results.

Crux Fitness has 3 locations providing personal training services in: Richmond Gym, Cloverdale Gym, Walnut Grove Gym.

Article Source: https://www.cruxfit.com/no-excuses-hit-the-gym/

Understanding Aldi Protein Water Benefits

Being new to bodybuilding I started to consider supplements to help me grow faster but wasn’t really sure where to start. Sound Familiar? With so many different kinds of supplements available like creatine, whey powders, protein drinks etc. I wasn’t sure where to start.

I have done a lot of research on aldi protein waters and there are thing everyone should know before they start adding any type of supplements to their diet plan.

The main benefits of aldi protein waters

The benefits of aldi protein water in body building and it athletics cannot be overemphasize. There are so many protein shakes and supplements in the market but aldi protein water stands out as the number one choice for body builders and athletes. This article highlights the major benefits of aldi protein water.

aldi protein water

Muscle growth and repair: Humans undergo wear and tear during their normal daily activities which is greater during strenuous muscular activities. Amino acids obtained from the digestion of proteins are the basic building block of the body. The entire body anatomy and physiology is based on the way our body is programmed to synthesis proteins which is the very basic of human existence. Proteins are important because there are needed in repair and growth of skeletal muscles. Aldi protein water provides body builders and athletes with a rapid source of proteins which is easily digested, absorbed and oxidizes by muscles. A great architectural structure will need building blocks and so do muscles and aldi protein water provides a rich source for such building block.

Weight loss: Generally, much energy is needed to digest proteins when compared to fat and carbohydrates. 9 moles of ATP is used in the metabolism of 1g of protein with 4 needed in the metabolizing 1g of fat and carbohydrate. Aldi protein water helps in weight reduction because it takes more ATP to metabolize protein and taking a high aldi protein water meal will need a tenfold increase in ATP utilization. Also, aldi protein water meal contains virtually no fat with an insignificant quantity of carbohydrate so you don’t need to worry about loading yourself with extra sugar. The overall effect of aldi protein water is a reduction in weight with growth of lean muscle mass. No wonder why bodybuilders who combine aldi protein water with their routine are just irresistible.

Anti-Aging: Aging is a gradual process which is the degeneration of the body. The rate at which the body age is determine by lifestyle and genes. Aging occurs at the cellular level but during the youth age, the cells continue to renew themselves. This is via the replication of new exact copies. When cells are affected adversely by toxins and oxidative stress, there repair themselves but with aging, the repair mechanism of the body begins to get ineffective and without the necessary building blocks, aging sets in. Effects of aging include poor sleep, poor concentration, irritability, grey hair, brittle and weak bones etc. Reversing or slowing the ageing process is achievable with the use of aldi protein water which provides the body with the needed building blocks of amino acids needed by cells for cellular repair and growth.

Immunity: Aldi protein water is a rich source of beta-lactoglobulins, immunoglobulins, alpha-lactoglobulins and serum albumin. These immunoglobulin and lactoglobulins boost immunity and are needed to fight infections in the body. “Health is wealth” and the overall benefit of taking aldi protein water surpasses the amount in immunological boosters.

Improves stamina and endurance: This is probably the most overlooked aldi protein water benefit. During strenuous activities, stamina and endurance is needed for a perfect workout. Body builders have confirmed that their stamina and endurance improves significantly after taking moderate amount of aldi protein water. This effect is noticed because aldi protein water is easily oxidized in muscles and thus provides the muscles with energy when the muscles have depleted their stores of glucose.

protein water drinks

Clear Protein Drinks 30G of Clear Protein in a Refreshing Drink

What is a clear protein drinks? This is a common question asked left and right by people who desire to have a healthier lifestyle whilst building their muscles in the process. To answer briefly, it is a drink that comes in powder form while retaining high levels of protein, typically whey protein that promote muscle growth and body building. It is similar to powered beverages like milk and chocolate powder drinks, with the twist that it contains high levels of the needed protein that can be used in forming those chiselled and lean muscles without any trace of fat. The main attribute of this drink is that the protein inside it can easily be digested by the body, enabling rapid absorption on the part of the body and the muscles in question.

protein water drinks
protein water drinks

Protein, particularly whey protein, can be obtained from milk after the coagulation process. The fat and lactose are usually removed or reduced to minimal levels in order to harvest the protein in its rawest form. Such protein is usually the end-product of cheese that has been processed using heat or drying methods. All other unneeded elements such as lipids and non-protein materials are also subsequently removed in order to make the perfect clear protein drinks that will surely satisfy all of the tastes, needs and preferences of consumers, the young and old, male or female for that matter. As long as you need protein, you will be able to buy the perfect one but you need to choose wisely and carefully in order to get the value for your money.

Another good thing here is that you can easily avail for yourself the protein that you need via two methods. Firstly, you can easily visit the local supplement or dietary shop or store located in your neighbourhood or area. You can then personally choose from a wide array of brands, enabling you to budget the money that you will spend for such a clear protein drinks. Secondly, you can choose to buy such protein water drinks by using the internet as your primary tool.  All there is to it is for you to log-on to the online supplement or dietary store of your choosing. You can then place your order by providing your full name and contact details together with the payment option that you will be using.  It is as easy as that!

There are numerous benefits in consuming a clear protein drinks. Firstly, it is less bulky than canned protein drinks, making it easy to carry. You can literally bring a pack or two with you wherever you go and you can drink one whenever you want to. Secondly, it is more easily absorbed than capsule based protein since it is already in liquid form. The digestive system will have an easier time in breaking down the protein in order for it to be used by the muscles as soon as possible. Lastly, it allows you to consume the right amount of protein that you want!  The serving of protein is up for you to decide every time you drink this healthy beverage.

Best Protein Drinks Diet

Nowadays the problem of weight loss is seemed to be one of the most discussed and really actual. If you are interested in a bright opportunity to lose weight easily and fast, without any complications and health problems you should pay attention to the popular protein drinks diet which corresponds to the latest principles and trends of the most effective and harmless diet. It gained the best approvals and positive responses of many people having tested the influence of the diet themselves and being really pleased and satisfied with the stable results.

protein water drinks australia
protein water drinks australia

Protein drinks diet is based on drinking special shakes instead of some regular meals and losing weight safely and very quickly. Low-calorie protein drinks are produced as controlled portions of special nutritious powders which can be easily mixed with different liquids: water, juice, skimmed milk and etc. You may get protein drinks with different flavors in specialized shops. Drinking this kind of shakes regularly will protect you from overeat; supply your body with all the necessary nutrients and energy without any feeling of hunger. The composition of protein drinks includes minimum fats and sugar, a lot of vital minerals and vitamins, fibers and antioxidants. Usually one portion contains about 100 calories per serving which is comparatively little.

A person having decided to start protein drinks diet will get perfectly balanced combination of plant and animal proteins, which can be absorbed in the body with different speed. You will also get a feeling of satiety for a long time. To get rid of excess fat forever one is not only to drink tasty shakes but to do physical exercises and to go in for different kinds of sports in order to transform unattractive folds of fat into wonderful musculature. You should understand for sure that to create a truly perfect body is very complicated that is why to make this task easily many people who want to lose weight try to get and drink protein drinks which help to accelerate the growth of muscle mass.

Actually, protein drinks diet is highly appreciated today due to its stable, fast and visible results and total positive influence on a human body.

 

crossfit pasadena

How to Burn Fat Quick

Most people come and see us because they want to lose weight, and they want to lose it fast. If it was easy, they would of already had done it. However, it is hard. Here are three things we have seen to speed that process up.

STEP 1: WATCH WHAT YOU ARE EATING.

We all know at this point that we need to eat better, but are we? First step is to watch what we eat. Write it down, record it in the app My Fitness Pal and calculate how many calories you are eating a day. If crossfit pasadena can know how much you are eating then we can help you understand how much exercise you need to support your new diet.

crossfit pasadena
crossfit pasadena

STEP 2: FIND OUT WHAT YOUR LBM AND FAT MASS IS AT.

We all know the scale, but that is just the start. There are better metrics out there known as Lean Body Mass (LBM) and Fat Mass and tell us a more complete story about your body. If we know those two areas then we can help calculate a macro prescription to help you increase your Lean Body Mass (aka Muscles) and help drop your fat mass. The more fat mass we drop the more weight we will lose and get us to our desired results.

STEP 3: DO AN EXTRA WORKOUT 3X A WEEK.

Yes, we want to watch what you eat, however you want to speed up this process. If you are serious about your results you will need a “two-a-day” 3x a week. On those second workout days they need to be “Long Slow Distance” aka LSD. These low intensity workouts are great for building aerobic capacity and burning calories. These are best done either first thing in the morning before you eat (fasted cardio) or after your heaviest meal of the day so you can help your body digest the food more efficiently. You want to think about these workouts as a long walk or a light jog think 12 min mile pace and should be about 30 – 45 min.

These are just the tip of the iceberg. Check back weekly for new tips on how to lose weight by crossfit pasadena ca.

Source: https://crossfitpendulum.com/how-to-burn-fat-quick/

How to Get the Most Out of Your Training

I’ve worked in the fitness industry for a long time and if there is one thing I know to be one hundred percent true, it’s this; the fitness industry is filled with thousands of people, wasting millions of dollars who will never achieve their goals. Why? What quality is it that determines the success of a client?

Pretend for a moment you’re a football coach. What determines whether an athlete makes your team or gets cut? The superstar athlete with the most talent is not going to be the only one to make the team. There are going to be many other players that are successful at making the roster. How is the selection going to be made, and what qualities as a coach would you look for? I’m guessing you’d probably look for the athlete that is coachable and gives 110% percent all the time.

Now let me ask you the most important two question anyone has probably ever asked you as a training client:

#1. Is there any reason you would select a player to be a part of your team who isn’t coachable or willing to put in the work?

#2. How much time and effort would you be willing to devote to that athlete?

Successful athletes know exactly what is required of them and they would never dream of telling their coach no or get caught dead not putting in the work, knowing they otherwise wouldn’t make the team. Unfortunately, this isn’t the case in the fitness industry because, in the complex client/coach relationship, the “athlete” pays the coaches salary.

I’ll be entirely honest with you, the fitness industry is extremely difficult to be successful working in. So much so, that the average career life of a personal trainer Scottsdale is less than a year. Most trainers struggle to make enough money to be considered above the poverty line. Let me tell you something; trainers quickly become experts at assessing a client’s coachability and willingness to put in the work. If you show your trainer that you’re going to be an un-coachable athlete, unwilling to put in the work it takes to be successful; they will gladly take your money in exchange for chatting with you for an hour and making you feel a little bit better about yourself because you regularly go to the gym to “workout” with your trainer.

your-training

Those clients usually don’t last long. They don’t see any actual results and question why they are spending thousands of dollars on something that isn’t working. They then move on to try Pilates, or barre, or spin, or some other group fitness fad. They stick with it for a brief time, don’t see results, and continue the cycle. DON’T BE THIS CLIENT!!!

The purpose of this article isn’t to tell you how rough trainers have it. Rather, to reveal to you how to get the most out of your training. Let me say, I’ve never met a trainer who wasn’t a former athlete of some kind. We understand what it takes to make the team and the same drive that was in our coaches is in us. It’s a rarity when God reaches down, and hand delivers a personal trainer a coachable client with the same willingness to succeed as an athlete desperate to make the team. After thanking their lucky stars, they take all our effort and pour it into that client. That client is the reason trainers become trainers. It’s fun and comes naturally for trainers to push that individual to be successful. I’ve seen those clients be successful working with great coaches and with coaches who have hardly any idea what they’re doing.

If your struggling to see results, before blaming your trainer, ask yourself how much effort you’re putting in. If you were an athlete wanting to make the cut; would you? Are you showing your coach your willing to do what it takes? Trainers don’t sign up expecting every client to be a superstar athlete. Your abilities have absolutely no impact on the effort your coach is willing to put into you. If your mind went straight to that excuse, then that’s a problem and you’re probably the un-coachable, unwilling to work client I’m talking about.

If you want to get the most out of your training, tell your coach. Start by having a conversation with the coach, letting them know you’re willing to put in the effort it takes to achieve your goals. Tell your coach you want to be pushed and that even when you don’t want to do something if they ask, you will. More importantly, show them! You’ll immediately notice a difference in the training you receive, the level of engagement, the positive energy, results will soon follow. If you don’t want to get the most out of your training, trust me, they’ll gladly take your money as long as you’re willing to give it to them.

Article Source

Medicare

Medicare Advantage PPO

The term Medicare PPO stands for Preferred Provider Organization. It means that the Medicare insurance company has network health providers that have agreed to see the plan’s members at contract negotiated rates. These network providers will coordinate your care.

What is a Medicare PPO?

Medicare PPOs are private health insurance plans through which you can get your Part A and B and sometimes D benefits, instead of through Medicare itself.

A Medicare PPO is a type of Medicare Advantage plan that you can join as a private alternative to original Medicare. In a Medicare PPO, you will generally pay lower co-pays if you see providers that are in the network. You are not usually required to choose a primary care physician or get referrals to see specialists. Each plan has its own rules though, so always check the plan’s summary of benefits before enrolling.

A Medicare Advantage PPO must provide your A & B benefits to you under the plan. The plan must include an out-of-pocket maximum cap on your spending. This cap protects you against catastrophic spending during a year when you are experiencing higher than normal medical costs.

In 2017, the maximum that any Medicare Advantage plan can set as your out of pocket max is $6700 per the calendar year. That means that $6700 out of pocket on hospital and outpatient expenses is the worst case scenario.

Medigap Plan

Some of the features of Medicare PPOs include:

  • Freedom to see out-of-network doctors at a higher cost
  • Premiums may be lower than a traditional Medicare supplement because you agree to the plan’s rules and limitations
  • Part D prescription drug plan benefits are often included. It’s important to note that if you have a Medicare PPO with medical benefits only, you are not allowed to have a separate Part D drug plan. To get drug coverage on a Medicare PPO plan, you must choose one with an integrated Part D plan.
  • Some plans may include “extra” benefits for things such as vision exams or discounted gym memberships. Limitations, copayments, and restrictions may apply.
  • Annual Changes– The benefits formulary, pharmacy network, provider network, premium and/or copayments/co-insurance may change on January 1 of each year. You must remember to review the annual notice of change letter The insurance company will send you this letter each September. Then you can decide if you need to make any changes to your coverage.

Typical Costs You May Incur on Medicare PPO Plan

When you enroll in a Medicare PPO plan, you may have the following kinds of expenses:

  • You will still pay for Medicare Part B, which is $134/month in 2017. Some people pay more due to higher incomes.
  • You will pay a monthly premium for the Medicare Advantage PPO plan itself. Some plans may offer a $0 premium, but it depends on the plan and this can change from year to year as well.
  • There will be copays for medical services as you go along. You might pay $20 for a primary care visit or $50 for a specialist. You’ll usually pay a hospital copay that may be daily or could be one larger copay for the entire stay. Often there are some services where you will pay 20%. This is commonly seen in chemotherapy. However, every plan will outline its specific set of benefits and copays in the Summary of Benefits document. Your insurance agent can go over this with you.
  • Out-of-network costs may be higher and sometimes require an up-front deductible
  • Part D drug plans are often built into the plan, so you will generally not have any additional costs for Part D.

Which is Better – Medigap or Medicare PPO?

People new to Medicare often ask which is better: Medicare supplements or Medicare Advantage plans like PPOs? The answer is that it depends on your personal preferences. Medicare supplements (also called Medigap plans) pay after Medicare and leave you with very little out of pocket. Most of the time you will not even have a doctor copay. However, they are typically more expensive than Medicare PPO plans.

Medicare PPO plans will generally have lower premiums, but you agree to use a network of doctors to get the best copays. You will pay as you go along, so there will be copays collected from you at the time of each service. This includes doctor visits, lab-work, hospital stays, surgeries, durable medical equipment, diagnostic imaging, etc. Some people don’t mind this because they prefer a lower monthly premium. It’s completely up to you.

Do I Still Pay for Part B on a Medicare PPO?

Yes, you must be enrolled in both Medicare Parts A and B and live in the plan service area to be eligible for a Medicare Advantage PPO plan.

Learn more about Medicare PPO plans

Medicare PPO plans are just one option you have for your Medicare-related insurance coverage. They are not the same as  Best Medigap plans. The coverage is different so you’ll want to understand both types of plans before you make your choice.

Selecting a plan can be tricky. You want to ensure that you will have access to the health care providers and medications that you require. A licensed agency specializing in Medicare plans can do this research for you at no cost. After you enroll through us, we provide support to you when you have questions about how your benefits will pay for certain services or claims.